Thursday, July 5, 2007

Know Your Rights as a Homeowner...


Saviour Home, LLC is a foreclosure prevention consulting group specializing in assisting homeowners save their homes from foreclosure through loss mitigation.

At Saviour Home, LLC we strive to help individuals & businesses that are having financial problems. The philosophy of the loss-mitigation programs at Saviour Home, LLC is clearly defined. Our goal is to provide quality and professional service to our clients. We have many resources and programs designed to help prevent foreclosure, and to help put people back on their feet financially.

One thing that makes us different from others is we know every case is different; it is why we do not recommend the same solution to everyone. We carefully examine your unique situation and then let you know what options we feel would be best suited for you. 

 Our staff has experience in assisting homeowners in foreclosure for over 7 years. We have helped hundreds of people solve their foreclosure dilemmas, and can assist you in your current situation.

Saviour Home, LLC is the premier source for homeowners who are 90 days behind on their mortgage or more. We put the lenders in our network through a stringent application process in order to ensure they are qualified to meet your needs. The lenders we serve meet the highest standards in the industry as we pride ourselves on building ethical business relationships.

 No matter where you live in the United States, we can negotiate a foreclosure solution for you. We will try to assist you regardless of your situation.

Our courteous, knowledgeable, and friendly staff will work dilligently to obtain a fair solution.

When you decide to enroll in our program, be assured that if we can negotiate a plan with your lender or provide you with a viable strategy to avoid or stop your foreclosure, you will be covered by our Money Back Guarantee.

We specialize in out-of-court resolutions of mortgage foreclosures by negotiating with your lenders.

These include Conventional and Non-Conventional Loans, including VA, FHA, Freddie Mac, Fannie Mae, and Rural Adminstration Loans.

We are not a mortgage company, nor are we attorneys. We do not buy or sell houses, we do not sell or share your information, we do not file bankruptices, we do not do debt consolidation, and we do not take title or control over your property…


Tuesday, June 19, 2007

UPDATE: MBA:Subprime ARM Delinquencies Up To 14.44% In 4Q '06

Tue, Mar 13 2007, 16:43 GMT
UPDATE: MBA:Subprime ARM Delinquencies Up To 14.44% In 4Q '06 (Adds information

about record new foreclosure rate) By Damian Paletta Of DOW JONES NEWSWIRES

WASHINGTON (Dow Jones)--Delinquency rates for subprime adjustable rate mortgages

reached 14.44% in the fourth quarter, jumping 122 basis points in three months, the Mortgage

Bankers Association said Tuesday. It also said the "new foreclosure rate" during the fourth

quarter, 0.54%, was the highest level ever recorded by its 37-year-old National Delinquency

Survey. New foreclosures are foreclosures that began during the quarter. The previous record

was 0.50% in the second quarter of 2002. Overall, delinquencies on one-to-four family homes

jumped 28 basis points in the fourth quarter to 4.95%, according to the trade group. "Subprime

borrowers are more likely to be susceptible to the cumulative increases in interest rates that we

have experienced and the resultant nationwide slowing of home price appreciation including

outright declines in some markets," MBA chief economist Doug Duncan said. MBA reported that

4.53% of the 5.97 million subprime loans in its survey were in foreclosure at the end of the

fourth quarter, up from 3.86% that were in foreclosure as of the end of the third quarter.

Foreclosure inventory rates were much lower for prime loans. Just 0.50% of the 33.32 million

prime loans in its survey were in foreclosure, up from 0.44% at the end of the third quarter.

Duncan said he expected delinquency foreclosure rates to level off towards the end of this year

"as the housing market regains its footing." The states with the highest overall delinquency

rates were Mississippi at 10.64%, Louisiana with 9.10%, and Michigan with 7.87%. -By Damian

Paletta, Dow Jones Newswires; 202-862-9241; (END) Dow

Jones Newswires March 13, 2007 12:43 ET (16:43 GMT)


do you want to save your home.. if so please click on the pic below